For tenants
A clearer verification journey, stronger evidentiary control, more transparent deposit and payment status, protected condition evidence and a rental record that can become reusable.
SENUOR products
Seven connected products. One rental trust system.
SENUOR turns verification, the Lease, deposit status, protection, property evidence, rental history and future financing rails into connected parts of one controlled rental lifecycle.
SENUORFrom Signature to Signature.At a glance
Seven products. One rental trust system.
Each product solves a different part of the relationship while remaining connected to the same Lease lifecycle and evidence record.
01Core
SENUOR Verify
Verify both sides before either side takes meaningful risk.
Explore product02CoreSENUOR Lease
Turn the Lease from a static file into the lifecycle anchor.
Explore product03Partner-gatedSENUOR Deposit
The security deposit should be protected money with a traceable settlement path.
Explore product04Partner-gatedSENUOR Protect
Keep insurance risk with the licensed carrier while evidence and workflow stay connected.
Explore product05Paid add-onSENUOR Inspect
The end of a Lease should not depend on two different memories.
Explore product06Scale productSENUOR Passport
Let good rental behaviour become portable evidence.
Explore product07FutureSENUOR Advance
Convert verified future rent into partner-funded liquidity without turning SENUOR into the lender.
Explore productProduct and regulated-service availability varies by country, legal configuration and authorised partner activation. SENUOR does not itself hold security-deposit principal, carry insurance risk or fund Rent Advance from its own balance sheet.
For landlords
Structured verification before exposure, one Lease lifecycle, insurer-backed protection where activated, evidence-led property condition and traceable settlement.
For institutions
Purpose-limited data, attributable status, controlled evidence and a clean integration layer between rental operations and regulated authority.
01Core
Tenant, landlord and property verification
SENUOR Verify
Verify both sides before either side takes meaningful risk.
SENUOR Verify structures tenant identity, income, employment or business stability, affordability, document consistency and fraud controls. The same relationship also supports landlord identity, ownership or right-to-lease checks, property matching and authority validation.
01Tenant value
A more credible and consistent application without relying on disconnected screenshots and repeated informal document sharing.
02Landlord value
A structured view of identity, affordability and document consistency before meaningful rental exposure.
03Partner value
Cleaner verification inputs with explicit source, status and review context.
How it worksFour controlled steps
- 01
Collect only the information required for the defined purpose.
- 02
Keep customer-submitted information distinct from verified outcomes.
- 03
Route inconsistencies or exceptions to review instead of silently converting them into approval.
- 04
Preserve the source and status of material verification evidence.
Role boundary
Verification is not the same as insurer approval, bank confirmation or a financing decision. Those outcomes remain with the institution that owns the authority.
02Core
Verified Lease
SENUOR Lease
Turn the Lease from a static file into the lifecycle anchor.
SENUOR Lease is the controlled record that connects the parties, property, rent, deposit structure, protection status, schedule and signatures so later payment, inspection, claim and settlement events refer back to the same relationship.
01Tenant value
One place to understand the obligations and status attached to the rental relationship.
02Landlord value
A single operating anchor for payment, protection, evidence and closure.
03Partner value
A structured Lease context that can support underwriting, payment status and settlement workflows.
How it worksFour controlled steps
- 01
Link immutable party, property and Lease identifiers.
- 02
Preserve the agreed commercial and lifecycle terms in one controlled record.
- 03
Connect later evidence and partner status without turning the Lease into one oversized data object.
- 04
Maintain version and audit history when material information changes.
Role boundary
The platform can maintain a verified Lease record without claiming that an electronic signature or legal form is valid until the approved jurisdiction-specific signing path is active.
03Partner-gated
Protected security-deposit architecture
SENUOR Deposit
The security deposit should be protected money with a traceable settlement path.
Where an approved banking structure is activated, SENUOR Deposit is designed around bank-held escrow or restricted-account custody, a visible deposit ledger and a controlled settlement workflow rather than direct custody by SENUOR.
01Tenant value
Clearer custody and release status with an evidence trail instead of opaque informal control.
02Landlord value
A documented deposit position connected to the Lease and settlement workflow.
03Partner value
A clean interface between banking custody and the rental context without requiring the bank to become the rental platform.
How it worksFour controlled steps
- 01
Record the required deposit obligation inside the Lease lifecycle.
- 02
Receive authoritative deposit status from the approved banking arrangement.
- 03
Keep deposit principal separate from SENUOR revenue and other money flows.
- 04
Support release of undisputed amounts and controlled handling of disputed portions as the settlement model matures.
Role boundary
SENUOR does not receive or hold security-deposit principal. Custody and regulated fund movement remain with the approved bank or financial institution.
04Partner-gated
Rent Default and Property Damage protection
SENUOR Protect
Keep insurance risk with the licensed carrier while evidence and workflow stay connected.
SENUOR Protect is the protection umbrella. Rent Default is designed for covered rental non-payment. Property Damage is a separate line for covered tenant-caused damage above the agreed first-loss or deductible layer.
01Tenant value
A more transparent protection structure within the rental relationship instead of relying only on informal cash demands.
02Landlord value
Access to insurer-backed protection against defined rental risks where the relevant carrier product is activated.
03Partner value
Structured underwriting and claim evidence with a clear separation between platform workflow and carrier authority.
How it worksFour controlled steps
- 01
Use verified facts and explainable eligibility inputs to support underwriting.
- 02
Keep Rent Default and Property Damage as distinct protection lines.
- 03
Connect payment evidence, property-condition evidence and claim documentation to the same Lease lifecycle.
- 04
Return carrier decisions as external authoritative status rather than internal SENUOR approval.
Role boundary
A licensed insurer carries covered insurance risk and owns policy wording, issuance and claim decisions. SENUOR does not underwrite the risk on its own balance sheet.
05Paid add-on
Property Condition Inspection
SENUOR Inspect
The end of a Lease should not depend on two different memories.
SENUOR Inspect is designed to create a structured move-in baseline and compare it with move-out evidence using the same property sequence, so the question of what changed is separated from the question of what a valid repair may cost.
01Tenant value
Independent evidence of the condition originally received and the condition returned.
02Landlord value
A more defensible record of material change instead of relying on memory or selective photographs.
03Partner value
Structured property evidence that can support settlement and, where appropriate, carrier-approved claim assessment.
How it worksFour controlled steps
- 01
Capture structured room, item and condition evidence at move-in.
- 02
Preserve the approved baseline rather than silently overwriting it.
- 03
Repeat the same sequence at move-out to create a comparable delta record.
- 04
Keep ordinary condition inspection separate from specialised damage valuation or regulated loss adjustment.
Role boundary
The ordinary inspector is not represented as an insurance loss adjuster unless the individual or entity holds the required status for that activity.
06Scale product
Rental Passport
SENUOR Passport
Let good rental behaviour become portable evidence.
SENUOR Passport is designed as a reusable rental record combining a verified tenant profile, rental performance and lease-completion history so trust can compound across future relationships instead of resetting to zero.
01Tenant value
The ability to carry a credible rental history forward rather than rebuilding trust from scratch.
02Landlord value
More context about prior verified rental performance when the capability is available.
03B2B value
A reusable trust layer for repeat rental journeys and portfolio operations.
How it worksFour controlled steps
- 01
Reuse verified profile information according to consent and purpose rules.
- 02
Preserve rental-performance and lease-completion history in a controlled record.
- 03
Separate verified facts from inferred or partner-owned decisions.
- 04
Allow future rental relationships to begin with stronger evidence while still applying current checks.
Role boundary
Rental Passport is part of the scale architecture and must remain subject to consent, data minimisation, fairness and jurisdiction-specific data rules.
07Future
Rent Advance
SENUOR Advance
Convert verified future rent into partner-funded liquidity without turning SENUOR into the lender.
SENUOR Advance is the future finance layer in which a bank or licensed financing partner may convert a verified future rent stream into immediate landlord liquidity, using the Lease and payment evidence as part of the financeable context.
01Landlord value
Potential access to earlier liquidity against verified future rent when a licensed partner product is activated.
02Financing-partner value
A more structured receivable context built from verified parties, Lease terms and payment evidence.
03Platform value
Extends the same trust infrastructure into future rental finance without changing SENUOR's neutral role.
How it worksFour controlled steps
- 01
Use a verified Lease and rental receivable context.
- 02
Present the financeable information to an approved bank or licensed financing partner.
- 03
Keep the funding decision, pricing and capital with that partner.
- 04
Record the resulting status without moving financing risk onto the SENUOR balance sheet.
Role boundary
This is a future product architecture. SENUOR is not the balance-sheet lender; any financing is subject to a bank or licensed financing partner and the applicable legal framework.
Supporting capabilities
Supporting capabilities complete the system without becoming separate brands.
The Master architecture includes additional functions that support the seven customer-facing products and the broader rental lifecycle.
Rental Risk Score
Explainable A/B/C/D/E risk grading and eligibility logic, with review flags and human oversight.
Rent Payment & Monitoring
A due, initiated, confirmed, late, cure, default, recovery and closed status ledger based on authoritative payment evidence.
Damage Assessment
Independent repair or replacement valuation kept separate from ordinary property-condition inspection.
Deposit Settlement
Controlled release of undisputed amounts and structured treatment of disputed portions.
Rental Value Verification
Reasonableness checks designed to reduce inflated or artificial rent in relevant risk and finance workflows.
Lease Renewal
A future low-friction path to renew Lease, verification, deposit and applicable protection.
Landlord Portfolio
B2B visibility across rent, risk, deposits, protection, claims and expiries as the portfolio layer matures.
Rental Risk API
Future verification, score and eligibility infrastructure for platforms, developers, brokers and financial partners.
The products are separate enough to remain accountable and connected enough to act like one system.
That is the core SENUOR proposition: one rental relationship, one continuous trust record, with each regulated authority kept in the right place.